Florida Hard Money Lenders with 24-Hour Approval
Get fast real estate financing for your Florida investment properties. Our experienced team provides hard money, fix & flip, DSCR, and bridge loans with competitive rates and lightning-fast approval.
Get Your Florida Loan Terms
Complete this form to receive personalized loan terms within 24 hours.
Why Choose Our Florida Hard Money Loans?
We've streamlined the lending process to get you funded fast while maintaining competitive rates and exceptional service.
24-48 Hour Approval
Get your loan approved in as little as 24-48 hours with our streamlined underwriting process.
Up to 90% LTC
Maximize your purchasing power with loan-to-cost ratios up to 90% for qualified deals.
No Income Verification
Asset-based lending means no tax returns, pay stubs, or employment verification required.
Local Florida Expertise
Deep knowledge of Florida real estate markets from Miami to Pensacola and everywhere in between.
Flexible Terms
Customized loan structures to fit your investment strategy and timeline.
Experienced Team
Over 15 years of combined experience in Florida real estate financing.
Multiple Loan Products
Hard money, DSCR, bridge, fix & flip, and construction loans all available.
Competitive Rates
Market-competitive rates with transparent pricing and no hidden fees.
Florida Loan Products
We offer a complete range of real estate financing solutions for investors throughout Florida.
Hard Money Loans
Asset-based loans with fast approval for experienced real estate investors.
- 24-48 hour approval
- Up to 90% LTC
- No income verification
Fix & Flip Loans
Short-term financing for house flipping and renovation projects.
- Purchase + renovation funding
- Interest-only payments
- Quick closing
DSCR Loans
Rental property loans based on cash flow, not personal income.
- No income verification
- Up to 80% LTV
- Long-term rental focus
Bridge Loans
Short-term interim financing for quick real estate transactions.
- 6-24 month terms
- Cross-collateralization
- Fast funding
New Construction
Ground-up development financing for builders and developers.
- Construction-to-perm options
- Draw schedule funding
- Spec home financing
Rental Portfolio
Bulk financing for multiple investment properties.
- Multiple properties
- Portfolio lenders
- Experienced investors
Florida Markets We Serve
We provide hard money loans throughout Florida's major investment markets, from Miami to Pensacola and everywhere in between.
Miami
Miami-Dade County
470,000+ population
Orlando
Orange County
300,000+ population
Tampa
Hillsborough County
390,000+ population
Jacksonville
Duval County
950,000+ population
St. Petersburg
Pinellas County
260,000+ population
Hialeah
Miami-Dade County
230,000+ population
Fort Lauderdale
Broward County
180,000+ population
Tallahassee
Leon County
195,000+ population
Cape Coral
Lee County
200,000+ population
Port St. Lucie
St. Lucie County
205,000+ population
Pembroke Pines
Broward County
175,000+ population
Hollywood
Broward County
155,000+ population
Our Simple Process
Getting your Florida hard money loan is straightforward. Here's how we make it happen in just days, not weeks.
Submit Application
Complete our simple online application or call (833)-264-7776 to get started.
Property Evaluation
Our team reviews your deal details and property information within 24 hours.
Approval & Terms
Receive your loan approval with detailed terms and conditions.
Quick Closing
Close in as little as 7-10 days and get your funds to move fast on deals.
Frequently Asked Questions
Get answers to the most common questions about hard money loans in Florida.
View All FAQsWhat are hard money loans?
Hard money loans are asset-based loans secured by real estate. They're typically short-term (6-24 months) and funded by private lenders rather than banks. These loans are popular with real estate investors because they offer fast approval and funding.
How quickly can I get approved?
Most applications are approved within 24-48 hours. Our streamlined underwriting process focuses on the property value and deal merits rather than extensive borrower documentation.
What are your typical interest rates?
Interest rates typically range from 8-15% depending on loan type, property type, borrower experience, and deal specifics. Points may range from 1-4 points. Contact us for current rates specific to your deal.
Do you require income verification?
No, our asset-based lending approach means we don't require tax returns, pay stubs, or employment verification. We focus on the property value and your experience as an investor.
What types of properties do you finance?
We finance single-family homes, 2-4 unit properties, small multifamily (5+ units), condos, townhomes, and some commercial properties. Properties must be investment properties, not owner-occupied.
What areas of Florida do you serve?
We serve all major markets throughout Florida including Miami-Dade, Broward, Palm Beach, Orange, Hillsborough, Pinellas, Duval, and many other counties.
Ready to Fund Your Next Florida Deal?
Join thousands of successful real estate investors who trust us for their Florida financing needs. Get your loan approved in 24-48 hours.